Goodwill Letter to Remove Paid Collections

If you have paid collections on your credit report, it can be difficult to get them removed. A goodwill letter is a way to try and get the collection agency to remove the listing from your credit report. So, here’s how you can write a goodwill letter to remove paid collections. 

{Your name/address}

{Your account number}


To whom it may concern,

I am writing in regard to the paid collections on my credit report. I am requesting that these be removed. I was unaware of these charges, and I take full responsibility for them. 

Furthermore, I have since paid off the debt and would like these records to be updated to reflect that.

Thank you for your time and consideration in this matter.


{Your Name}

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Goodwill Debt Letter
Goodwill Deletion Request Letter
Goodwill Adjustment Letter