If you have ever tried to delete a debt on a credit card account, you may have experienced frustration. However, there is a way you can do it. Here’s how to write a goodwill debt letter that might help you achieve the goal.
Regarding {your account}
{Name of the Debt Collection Company}
{Office Address/City and Zip Code}
{Phone}
Who may it concern
I’m writing to you because I have a problem with something that appears on my credit report. In particular, I have a problem with the paid collection marked with {insert account number}, which I’m hoping you’ll take into consideration changing.
When this occurred, I was upset because I usually try to be a responsible borrower. Actually, aside from one account, I’ve never been late on a payment.
However, I temporarily lost income as a result of {explain why you have a late payment}. I regret not being able to make the payments on time, but I wish I could have. I’m fully accountable for my delayed payment.
I’ve been working to restructure my finances and repair my credit ever since. I sincerely hope you would give me another chance and remove the bad entry from my credit report.
Sincerely,
{Your Name}
Creditor Goodwill Letter
Charge Off Goodwill Letter
Credit Letter of Goodwill
Goodwill Credit Letter
Goodwill Forgiveness Letter
Goodwill Adjustment Letter
Goodwill Letter to Remove Collections
Goodwill Credit Adjustment Letter
Goodwill Letter Closed Account
Goodwill Late Payment Letter
