Goodwill Letter Closed Account
When you closed your credit card account, you probably thought that would be the end of it. But now you've got a letter in the mail telling you that your account has been referred to a collection agency. A professionally written goodwill letter closed account might solve your problems.
[Your name and address]
[Your Account Number]
[Date]
To Whom It May Concern
I'm writing about the late payments your business reported to the credit bureaus. I have been a customer since [insert the date] and have always made my payments on schedule.
I would greatly appreciate it if you could make an adjustment to take these late payments off of my credit report. This closed, paid-off account symbolizes a previous mistake that I am hoping won't have an impact on my present or future.
If you require any other information, kindly get in touch with me. I appreciate your time and thought.
Sincerely,
[Your name]