Goodwill Letter Closed Account

When you closed your credit card account, you probably thought that would be the end of it. But now you’ve got a letter in the mail telling you that your account has been referred to a collection agency. A professionally written goodwill letter closed account might solve your problems. 

{Your name and address}

{Your Account Number}


To Whom It May Concern

I’m writing about the late payments your business reported to the credit bureaus. I have been a customer since {insert the date} and have always made my payments on schedule. 

I would greatly appreciate it if you could make an adjustment to take these late payments off of my credit report. This closed, paid-off account symbolizes a previous mistake that I am hoping won’t have an impact on my present or future.

If you require any other information, kindly get in touch with me. I appreciate your time and thought.


{Your name}

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