Goodwill Credit Letter

One way to improve your credit score is to start paying your bills on time. Another way is to get rid of any old debt that you may have, so you should send a goodwill letter to your creditors. Here’s how to write a goodwill credit letter. 

{Your Name/Address}

{Your Account Number}

To whomsoever, it may concern

I’m reaching out to you because I noticed that my recent report is showing a late payment that can compromise my credit score. 

I want to clarify that I understand all of my financial obligations. However, {describe the situation that made you skip the payment}

Since then, I’ve managed to get a hold of my finances, and now I will be able to pay all of my obligations in a timely manner. 

If you could remove late payments from my credit report, I would greatly appreciate it.


{Your name} 

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