Goodwill Letter Student Loan

Missing student loan payments is a proven way to lower your credit rating. However, there is a way to help you keep your score. This is how you can craft a goodwill letter student loan.

To whom it may concern,

I appreciate you reading my letter. My account number is {account number}, and my name is {your name}. Upon reviewing my credit report, I found a late payment had been recorded.

My interactions with your firm have always been positive, and I’m determined to repay my loan on time. I have made payments on time, as you can see in my record, with the exception of this one. 

I’m now applying for a mortgage and am concerned about my eligibility or the possibility of being stuck with exorbitant rates. I firmly feel that neither my creditworthiness nor my commitment to repaying my obligations are adequately reflected in my credit record.

That’s why I humbly ask that you eliminate the late payment and make a goodwill adjustment. I appreciate your thoughtfulness and hope you will grant my request.


{Your name}

Credit Letter of Goodwill
Goodwill Forgiveness Letter
Goodwill Debt Letter
Credit One Goodwill Letter
Goodwill Letter for Late Payment
Goodwill Letter to Remove Collections
Goodwill Letter Remove Late Payments
Goodwill Credit Adjustment Letter
Goodwill Letter Closed Account
Goodwill Deletion Request Letter