Credit One Goodwill Letter

If you have a Credit One credit card, there may come a time when you need to write them a goodwill letter. A goodwill letter is a request for forgiveness of your credit card balance. It can be an effective way to get out of debt if done correctly. So, check out how to write a professional credit one goodwill letter.

{Your name, address}

To whom it may concern,

I have been a devoted Credit One cardholder for {a number of} years, and I couldn’t be more pleased with my choice to apply for this card. You have consistently provided some of the most affordable rates, rewards plans, and terms.

I was an excellent customer from the time I got my credit card until {describe why you missed a payment}. Luckily, I was able to improve my financial status, and ever since then, I’ve made all of my payments on schedule.

I am requesting a courtesy gesture of goodwill to have the record of those late payments deleted from my credit report as it does not reflect my current situation with Credit One. 

I appreciate you taking the time to read this message and thinking about my circumstances. I’m hoping to hear from you shortly with a positive answer.

Sincerely, {Your Name}

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