Use incredibly simple techniques to have charge-offs removed from your credit record. There is something you can do if a charge-off has caused your credit score to decline. Write a charge off goodwill letter and ensure that your credit report is clean.
{Your name/address/phone numer/account number}
To whom it may concern,
I’m {Your Name}, and I’d want to start by thanking you for reading this letter.
My objective is to continue working with {name of the company/lender} since I’ve had an excellent experience with them.
I recently obtained a copy of my credit report and learned I have a late payment for my account {numer}, which was reported on {Date}.
During that time, I had {describe the situation that prevented you from paying your mortgage on time}
I acknowledge my error and accept full accountability for my deeds. I recognize that late payments affect your business negatively. However, I had a history of timely payments with you, and I’ve also started paying my bills on time again in recent months. I’m even signing up for automatic payments to make sure I don’t forget any deadlines.
I would like to ask that you based on my otherwise flawless payment history to apply a goodwill adjustment and remove the late payment mark from my credit report.
Accepting this request will establish my reliability and help me enhance my credit history.
I appreciate your attention and understanding.
{Your Name}
Goodwill Collections Letter
Goodwill Credit Adjustment Letter
Goodwill Letter Student Loan
Goodwill Credit Letter
Goodwill Letter to Remove Paid Collections
Goodwill Letter to Remove Charge Off
Goodwill Late Payment Letter
Credit Dispute Goodwill Letter
Credit Letter of Goodwill
Collections Goodwill Letter
