Consider requesting a goodwill adjustment from your creditors if older collection accounts are lowering your credit score. Here’s how you can write a professional goodwill collections letter.
{Date}
{Creditor Name/address}
To whom it may concern,
While I typically go out of my way to pay all of my debts and take care of my obligations, I was regrettably unable to do so in this case. {Describe the event}
However, since then, I’ve recovered financially and paid your organization back for the debt.
I’m contacting you today because I’m now trying to {give a reason}.
Due to a collection on my account, I am experiencing issues. That’s why I am humbly asking your company to take into consideration erasing this collection off my report as a gesture of goodwill given the date and sum of this collection.
To do so would be sincerely appreciated
All the best,
{Your name}
Goodwill Letter for Late Payment
Goodwill Credit Letter
Goodwill Forgiveness Letter
Credit Dispute Goodwill Letter
Goodwill Letter to Remove Collections
Goodwill Deletion Request Letter
Creditor Goodwill Letter
Goodwill Adjustment Letter
Goodwill Credit Adjustment Letter
Capital One Goodwill Letter
