Goodwill Letter for Late Payment

A goodwill letter can be a powerful tool in repairing your credit score, and it’s worth trying if you’re struggling to get back on track. So, here’s how you can write a compelling goodwill letter for late payment. 

{Your name and address}

{Your Account Number}


To Whom It May Concern

I am writing to you in regard to the late payment on {your account}. I appreciate your business and am sorry for any inconvenience this late payment may have caused. 

I would like to offer sincere apologies and would like to say that since {the event that caused the late payment}, I’ve managed my finances, and late payments won’t happen again. If you could remove the late payment from my account, I would greatly appreciate it.  

Thank you for your time, and I look forward to hearing from you soon.


{Your name}

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