Credit Report Goodwill Letter

Did you know that there’s a way to improve your credit score by letters written to your creditors? Believe it or not, goodwill letters can be an effective means of improving your credit rating. You don’t have to wait until you’re ready to buy a home or apply for a car loan; you can start working on your score today by writing a credit report goodwill letter. 

To whom it may concern,

I’m writing to you today to request a goodwill adjustment to my credit score. I have been a responsible and upstanding member of the community for many years and have never had any issues with my credit score until now. 

I believe that the negative impact on my credit score is the result of {describe an event}. However, I got my finances in order, and I would like you to consider adjusting my score as a gesture of goodwill.

Thank you for your time and consideration.


{Your name}

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