A credit dispute letter, which you may obtain, explains a mistake or out-of-date information on your credit report and is sent to one of the major credit bureaus. Here’s how to write a goodwill dispute letter.
{Name, Report ID}
{Your address}
{Date}
{Name of the bureau and its address}
Dear, {name of the agency}
I discovered a mistake in my credit report that has to be looked into after analyzing it. The wrong item(s) are listed in full below, followed by a thorough justification of the issue. Additionally, I have attached copies of pertinent documents to aid your inquiry.
{List incorrect items or errors you have noticed. Write down the account number and time associated with a noticed error. Explanation error.}
Thanks in advance for your assistance
Sincerely,
{Your name}
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