Goodwill Dispute Letter

A credit dispute letter, which you may obtain, explains a mistake or out-of-date information on your credit report and is sent to one of the major credit bureaus. Here's how to write a goodwill dispute letter. 

[Name, Report ID]

[Your address]

[Date]

[Name of the bureau and its address]

Dear, [name of the agency]

I discovered a mistake in my credit report that has to be looked into after analyzing it. The wrong item(s) are listed in full below, followed by a thorough justification of the issue. Additionally, I have attached copies of pertinent documents to aid your inquiry.

[List incorrect items or errors you have noticed. Write down the account number and time associated with a noticed error. Explanation error.]

Thanks in advance for your assistance

Sincerely, 

[Your name]