Pandemic Hardship Letter

[Recipients Name]

[Address line]

[State, ZIP Code]

[Subject: Pandemic Hardship Letter] 

Dear [Recipients Name],

I am writing this letter to inform you that I have not reconciled my debts to your company. Ever since the world pandemic has started, I have been experiencing [financial/medical] hardship. 

On [Date], I have [Lost my job/got sick/etc.], which has immensely affected my financial status. I want to ask for your understanding and to offer a solution. My monthly income is currently $, and I would pay you back $ monthly and work on paying off my debt towards you. 

Again, I hope you can understand the situation I am in and hope that this did not cause any inconvenience for you. 

Sincerely, 

[Senders Name]