Here is a Personal Information Dispute Letter you can use to dispute any wrong information about you on a credit report.
[Reciever’s Name]
[Reciever’s Address]
[City, State, ZIP]
[Subject: Letter to Dispute Credit Report Information – Always mention the subject in bold]
Dear [Reciever],
I am writing this letter with the purpose of disputing an error in information recently brought to my attention. After reviewing my credit report, I discovered an inaccuracy in my records that must be addressed.
[Provide an explanation of incorrect information].
Per my knowledge and records, the information mentioned above is incorrect. Thus, I request you to investigate the mentioned error and make the corrections at the earliest.
Should the need arrive, you will find me compliant. Let me know any steps I may need to take to help you resolve this discrepancy. Further, please send me a letter confirming that my information has been corrected once you process my request.
Thank you in advance for taking the time and focusing on resolving this matter.
Sincerely,
[Sender’s Name}
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