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If you have found an error in your credit report, here is a free letter template for a credit report dispute.


Dear [name],

I recently noticed that there is something wrong in my most recent credit report. There is no way this is my fault as I double checked everything. Hence, this is an error on your part. I would advise you to check everything you put in the report to see if everything is indeed correct.

This is an important report so I suggest we do something about this right away. It’s better to correct any errors before they cause a huge discrepancy and affect my credit score.

Looking forward to your response.

Regards,

[name]


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