COVID Hardship Letter

If you are having financial difficulties due to Covid, here is a sample template you can use to write a Covid hardship letter.


[Recipients Name]

[Address line]

[State, ZIP Code]

[Subject: Normally bold, summarizes the intention of the letter] -Optional-

Dear [Recipients Name],

I [Person’s Name], am writing this letter to state that due to the Covid-19 situation, I am facing a financial problem. This problem has led to me not paying out my [Debt Type] on time. 

The reason for me having difficulties settling my debts is [state the reason]. I am very sorry for not settling the debts that I have towards your company, and I will work on paying them out as soon as I am able to do so. 

I hope that this has not caused any inconvenience for you, I apologize again if it did, and I hope we continue to work well after this problem is resolved. 

Sincerely, 

[Senders Name]


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