Hardship Letter For Short Sale

If you are unable to pay your mortgage due to financial difficulties, you might be considering a short sale to prevent foreclosure. Here is a sample template you can use to write a hardship letter for a short sale.

[Recipients Name]

[Address line]

[State, ZIP Code]

[Subject: Hardship Letter] -Optional-

Dear [Recipients Name],

I am writing this letter because I would like to be approved for a short sale. I have been experiencing financial difficulties in the past few months, leading me to fall behind in my mortgage payments. 

The event happened on [date] when [give more details about the event that led into this]. I have always known the importance of paying my mortgage, but the recent events have taken control out of my hands. 

To avoid foreclosure, as mentioned above, I would have to request a short sale. I will be waiting for your reply patiently, and I will be happy to discuss this in more detail. 


[Senders Name]

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