Here is a simple template you can use to write an agreement letter to borrow money.
Subject: Agreement to Borrow Money
It is to bring to your notice that I have planned to borrow [borrowing amount] for meeting my financial goals. I have already signed the agreement letter given by you.
I have accepted the terms and conditions of the same. I have obliged to all the rules of the bank and plan to return the money right on time. I thank you for helping me during tough times.
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